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You can intentionally crash into someone which would not be an accident but if you crash into someone not on purpose, then it’s an accident.
It doesn’t have to be on purpose. Accident implies that something was just a freak occurrence beyond anyone’s control. You can’t fix accidents. You can fix crashes.
If you’re driving negligently - drunk driving, not paying attention, etc then it’s not an accident.
If it’s due to bad road design, then it’s not an accident.